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  • Writer's pictureBrett Leitner

New York Bicycle Accident Lawyer: Should NYC Choose Cars, Buses, or Pedestrians and Cyclists? No Insurance, No Coverage?

Updated: Jun 12

New York Bicycle Accident Lawyer

New York Bicycle Accident Lawyer - The congestion pricing debate highlights a fundamental question for New York City: what kind of transportation future does it want? The city currently tries to accommodate everyone – cars, buses, taxis, cyclists, and pedestrians – often leading to the chaos and safety concerns we see today. Perhaps a more focused approach is needed.


There are three main paths NYC could consider:


  • Prioritizing Cars: This would involve expanding road capacity, potentially through additional bridges and tunnels, and making traffic flow smoother. However, this would likely worsen air quality, increase noise pollution, and discourage walking and cycling.


  • Doubling Down on Buses: New York City already has dedicated bus lanes, but they could be further enhanced to make buses an even more attractive option [2]. This would involve... (rest of the section about buses)


  • Transforming into a Walking and Cycling City: This would require a massive investment in protected bike lanes, expanded pedestrian walkways, and traffic calming measures. While this would be healthiest and most environmentally friendly, it could be challenging for deliveries and limit travel options for those who cannot walk or bike long distances.


The Human Cost of Traffic Chaos


At Leitner Varughese Warywoda, a personal injury law firm with extensive experience in New York City, we've unfortunately seen a firsthand increase in serious pedestrian and cyclist accidents due to the current traffic congestion. This chaotic environment creates a dangerous situation for everyone on the streets.


These accidents can result in life-altering injuries, including:


  • Traumatic brain injuries (TBIs)

  • Spinal cord injuries

  • Broken bones

  • Internal bleeding

  • Severe lacerations


The Challenge of Uninsured Drivers


Adding insult to injury, New York State only requires a minimal amount of car insurance, and some drivers irresponsibly operate vehicles with little to no coverage. This leaves injured pedestrians and cyclists struggling to receive the compensation they deserve for medical bills, lost wages, and pain and suffering.


Hit-and-Run in the Big Apple: No Insurance, No Coverage? The Harsh Reality for Pedestrians and Cyclists


New York City's streets are a bustling hub of activity, with pedestrians and cyclists sharing the road with vehicles. While most drivers are insured, accidents happen, and sometimes those involved lack the necessary coverage. This can leave pedestrians and cyclists in a dire situation, especially when facing mounting medical bills.


New York's "No-Fault" Law: A Misleading Name


New York operates under a "no-fault" insurance system. At first glance, this might seem like a safety net for accident victims. However, it primarily covers injuries sustained in accidents involving motor vehicles. Pedestrians and cyclists are entitled to "first-party" benefits under this law, but these benefits are limited and may not cover all medical expenses, especially for severe injuries.


The Uninsured Motorist Problem


The unfortunate truth is that not all drivers in New York carry insurance. If you're a pedestrian or cyclist hit by an uninsured motorist, you're left with limited options for covering your medical expenses. Your health insurance might cover some costs, but it may not cover all the necessary treatments and rehabilitation.


MVAIC: A Lifeline with Limitations


For New York residents, the Motor Vehicle Accident Indemnification Corporation (MVAIC) provides a potential lifeline. MVAIC is a state-run organization that covers certain expenses for accidents involving uninsured or unidentified motorists. However, there are strict eligibility requirements, and the coverage limits may not be sufficient for serious injuries.


The Legal Maze: Seeking Compensation


If you're hit by an uninsured driver, pursuing legal action might seem like a logical step. However, lawsuits can be lengthy and costly, and there's no guarantee of a favorable outcome. Even if you win a lawsuit, collecting compensation from an uninsured driver can be challenging.


Protecting Yourself: Tips for Pedestrians and Cyclists


  • Be Vigilant: Stay alert and follow traffic rules. Avoid distractions like headphones or cell phones while on the road.

  • Wear Protective Gear: Always wear a helmet when cycling. Consider wearing bright clothing to increase visibility, especially at night.

  • Document the Accident: If you're involved in an accident, gather as much information as possible, including the driver's information, license plate number, and contact information of any witnesses.

  • Consult an Attorney: If you're facing significant medical bills due to an accident with an uninsured driver, consult with a personal injury attorney who specializes in pedestrian and cyclist accidents. They can advise you on your legal options and help you navigate the complex process of seeking compensation.


The Bottom Line


Getting hit by an uninsured driver in New York can be a devastating experience, both physically and financially. While there are some resources available, the lack of adequate coverage highlights a significant gap in the system. By understanding your options and taking proactive steps to protect yourself, you can minimize the financial burden and focus on your recovery


Contact A New York Bicycle Accident Lawyer Today


If you or a loved one has been injured in a pedestrian or cycling accident, don't hesitate to contact Leitner Varughese Warywoda. Our experienced legal team will fight to recover the maximum compensation you deserve. We understand the physical, emotional, and financial challenges you face, and we are here to guide you through every step of the legal process.

Call Leitner Varughese Warywoda today for a free consultation. Let us help you get back on your feet.

email: info@lvlawny.com | voice call: (212) 671-1110 | text message: (631) 886-4260

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