Don't Fall for These Common Misconceptions About Car Accident Claims in New York
If you or a loved one has been involved in a car accident in New York, it's crucial to have accurate information about the claims process. Unfortunately, there are several misconceptions that can lead victims down the wrong path.
In this blog post, we'll debunk these common myths and provide you with the knowledge you need to protect your rights and seek the compensation you deserve.
Myth 1: Insurance Companies Have Your Best Interests in Mind
It's a common misconception that insurance companies are solely focused on helping accident victims. While they may seem sympathetic at first, their primary goal is to minimize payouts and protect their bottom line.
In many cases, they may offer a quick settlement that doesn't adequately cover your medical expenses, property damage, or other losses. This is why it’s wise to consult an experienced attorney who can negotiate on your behalf and ensure your rights are protected.
Myth 2: You Have Plenty of Time to File a Claim
In New York, there is a strict statute of limitations for filing car accident claims. Generally, you have three years from the date of the accident to initiate legal action. Waiting too long to file a claim can result in losing your right to compensation entirely. As such, it’s imperative to act promptly.
Myth 3: Small Injuries Don't Require Legal Action
Seemingly minor injuries like whiplash, concussions, and soft tissue damage may not be immediately apparent but can lead to ongoing pain and medical expenses. Thankfully, a seasoned lawyer can help you assess the true extent of your injuries and ensure you seek appropriate compensation to cover all the associated losses.
Myth 4: You Don't Need an Attorney
Some individuals believe that they can handle a car accident claim on their own. While it's possible, it's not advisable.
The legal process can be complex, and insurance companies have teams of experienced adjusters and lawyers working to protect their interests. An attorney who specializes in personal injury can level the playing field, negotiate effectively, and ensure you pursue every dollar you deserve.
Myth 5: You Can Only Sue the At-Fault Driver
New York follows a "no-fault" insurance system, which means you typically seek compensation from your own carrier, regardless of who was at fault. However, there are exceptions to this rule.
If your injuries are severe or meet specific criteria, you may be able to pursue a lawsuit against the at-fault driver. It's wise to consult a lawyer to determine the best course of action in your situation.
Myth 6: Attorneys Charge Exorbitant Fees
Many people are hesitant to seek legal representation because they believe it will be costly. However, most personal injury firms work on a contingency fee basis, which means they only get paid if you win your case. This arrangement allows accident victims to access experienced legal help without the financial burden.
Car accidents are stressful enough without the added burden of falling for common misconceptions about the claims process. Don't underestimate the importance of consulting with a qualified attorney who can guide you through the complexities of car accident claims and help you seek the compensation you deserve.
Speak with a New York Car Accident Lawyer
At Leitner Varughese, we are here to debunk these misconceptions and provide you with compassionate and expert legal assistance. Our team is dedicated to ensuring that your rights are protected while seeking the compensation you need to recover from your car accident. Don't fall for the myths—reach out to us today for a free consultation and let us advocate for you.